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Mortgage rate Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026 - These are today's mortgage and refinance interest rates. The 30-year fixed rate is holding above 6%, with little movement. Lock in your rate today.Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025 - The mortgage lenders with the best rates this week include Citi, Navy Federal, PenFed, and more. Discover more about lenders offering the lowest rates.When will mortgage rates go down significantly? This week’s decreases are relatively small. - Mortgage rates have decreased since this time last year, but in the short term, rates have remained stagnant. Learn more about when mortgage rates will go down.Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year - These are today's mortgage and refinance rates. The average 30-year fixed rate bubbled higher but remains well below where it was one year ago. Lock in your rate today.Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6% - These are today's mortgage and refinance rates, which are close to dipping below the important benchmarks of 6% and 5.50%. Lock in your rate today.Mortgage rate predictions for the next 5 years - Mortgage rate predictions for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2029.